Previously Known As : Lic Mf Bond Fund
Lic Mf Medium To Long Duration Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 2
Rating
Growth Option 27-01-2026
NAV ₹73.3(R) -0.04% ₹79.45(D) -0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.12% 7.06% 5.14% 6.25% 6.29%
Direct 6.18% 8.06% 5.88% 7.01% 6.97%
Benchmark
SIP (XIRR) Regular 2.98% 6.31% 6.13% 5.45% 5.77%
Direct 4.01% 7.38% 7.05% 6.27% 6.53%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.62 0.29 0.63 -0.26% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.32% -1.81% -1.44% 0.99 1.68%
Fund AUM As on: 30/12/2025 198 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
LIC MF Medium to Long Duration Fund 2
JM Medium to Long Duration Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Medium to Long Duration Fund-Regular Plan-IDCW 16.07
-0.0100
-0.0400%
LIC MF Medium to Long Duration Fund-Direct Plan-IDCW 19.19
-0.0100
-0.0400%
LIC MF Medium to Long Duration Fund-Regular Plan-Growth 73.3
-0.0300
-0.0400%
LIC MF Medium to Long Duration Fund-Direct Plan-Growth 79.45
-0.0300
-0.0400%

Review Date: 27-01-2026

Beginning of Analysis

In the Medium to Long Duration Fund category, LIC MF Medium to Long Duration Fund is the third ranked fund. The category has total 13 funds. The LIC MF Medium to Long Duration Fund has shown an excellent past performence in Medium to Long Duration Fund. The fund has a Jensen Alpha of -0.26% which is lower than the category average of -0.15%. The fund has a Sharpe Ratio of 0.62 which is higher than the category average of 0.45.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

LIC MF Medium to Long Duration Fund Return Analysis

  • The fund has given a return of -0.08%, 0.53 and 0.85 in last one, three and six months respectively. In the same period the category average return was -0.26%, 0.13% and 0.71% respectively.
  • LIC MF Medium to Long Duration Fund has given a return of 6.18% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.09%.
  • The fund has given a return of 8.06% in last three years and ranked 1.0st out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.35%.
  • The fund has given a return of 5.88% in last five years and ranked 6th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.21%.
  • The fund has given a return of 6.97% in last ten years and ranked 9th out of 13 funds in the category. In the same period the category average return was 7.13%.
  • The fund has given a SIP return of 4.01% in last one year whereas category average SIP return is 3.07%. The fund one year return rank in the category is 2nd in 13 funds
  • The fund has SIP return of 7.38% in last three years and ranks 1st in 13 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 7.05% in last five years whereas category average SIP return is 6.66%.

LIC MF Medium to Long Duration Fund Risk Analysis

  • The fund has a standard deviation of 2.32 and semi deviation of 1.68. The category average standard deviation is 2.36 and semi deviation is 1.72.
  • The fund has a Value at Risk (VaR) of -1.81 and a maximum drawdown of -1.44. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 1.03 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.15
    -0.31
    		-0.81 | -0.15 1 | 13 Very Good
    3M Return % 0.28
    -0.04
    		-0.80 | 0.38 2 | 13 Very Good
    6M Return % 0.34
    0.36
    		0.00 | 0.81 7 | 13 Good
    1Y Return % 5.12
    4.34
    		3.20 | 5.83 3 | 13 Very Good
    3Y Return % 7.06
    6.57
    		5.65 | 7.50 3 | 13 Very Good
    5Y Return % 5.14
    5.43
    		3.99 | 9.96 6 | 13 Good
    7Y Return % 6.25
    6.17
    		3.54 | 7.75 7 | 13 Good
    10Y Return % 6.29
    6.34
    		4.17 | 7.37 8 | 13 Good
    15Y Return % 6.87
    7.17
    		6.48 | 7.82 9 | 12 Average
    1Y SIP Return % 2.98
    2.34
    		1.47 | 3.71 3 | 13 Very Good
    3Y SIP Return % 6.31
    5.65
    		4.83 | 6.77 2 | 13 Very Good
    5Y SIP Return % 6.13
    5.88
    		4.79 | 7.85 4 | 13 Very Good
    7Y SIP Return % 5.45
    5.50
    		4.48 | 8.40 6 | 13 Good
    10Y SIP Return % 5.77
    5.75
    		4.26 | 7.53 7 | 13 Good
    15Y SIP Return % 6.28
    6.38
    		4.59 | 7.65 8 | 13 Good
    Standard Deviation 2.32
    2.36
    		1.96 | 3.78 9 | 13 Average
    Semi Deviation 1.68
    1.72
    		1.42 | 2.65 7 | 13 Good
    Max Drawdown % -1.44
    -1.66
    		-3.60 | -0.86 6 | 13 Good
    VaR 1 Y % -1.81
    -1.69
    		-2.28 | -0.98 7 | 13 Good
    Average Drawdown % -0.47
    -0.56
    		-1.29 | -0.28 5 | 13 Good
    Sharpe Ratio 0.62
    0.45
    		0.06 | 0.95 3 | 13 Very Good
    Sterling Ratio 0.63
    0.58
    		0.50 | 0.68 3 | 13 Very Good
    Sortino Ratio 0.29
    0.21
    		0.03 | 0.44 4 | 13 Very Good
    Jensen Alpha % -0.26
    -0.15
    		-1.57 | 1.57 5 | 13 Good
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 5 | 13 Good
    Modigliani Square Measure % 6.52
    6.19
    		4.24 | 8.10 4 | 13 Very Good
    Alpha % -0.39
    -0.88
    		-1.86 | 0.03 2 | 13 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.08 -0.26 -0.74 | -0.08 1 | 13 Very Good
    3M Return % 0.53 0.13 -0.59 | 0.53 1 | 13 Very Good
    6M Return % 0.85 0.71 0.21 | 1.17 4 | 13 Very Good
    1Y Return % 6.18 5.09 3.88 | 6.25 2 | 13 Very Good
    3Y Return % 8.06 7.35 6.48 | 8.06 1 | 13 Very Good
    5Y Return % 5.88 6.21 4.68 | 10.69 6 | 13 Good
    7Y Return % 7.01 6.97 4.29 | 8.45 7 | 13 Good
    10Y Return % 6.97 7.13 5.02 | 8.11 9 | 13 Average
    1Y SIP Return % 4.01 3.07 2.30 | 4.13 2 | 13 Very Good
    3Y SIP Return % 7.38 6.43 5.57 | 7.38 1 | 13 Very Good
    5Y SIP Return % 7.05 6.66 5.48 | 8.67 4 | 13 Very Good
    7Y SIP Return % 6.27 6.28 5.17 | 9.16 6 | 13 Good
    10Y SIP Return % 6.53 6.54 4.98 | 8.23 7 | 13 Good
    Standard Deviation 2.32 2.36 1.96 | 3.78 9 | 13 Average
    Semi Deviation 1.68 1.72 1.42 | 2.65 7 | 13 Good
    Max Drawdown % -1.44 -1.66 -3.60 | -0.86 6 | 13 Good
    VaR 1 Y % -1.81 -1.69 -2.28 | -0.98 7 | 13 Good
    Average Drawdown % -0.47 -0.56 -1.29 | -0.28 5 | 13 Good
    Sharpe Ratio 0.62 0.45 0.06 | 0.95 3 | 13 Very Good
    Sterling Ratio 0.63 0.58 0.50 | 0.68 3 | 13 Very Good
    Sortino Ratio 0.29 0.21 0.03 | 0.44 4 | 13 Very Good
    Jensen Alpha % -0.26 -0.15 -1.57 | 1.57 5 | 13 Good
    Treynor Ratio 0.01 0.01 0.00 | 0.02 5 | 13 Good
    Modigliani Square Measure % 6.52 6.19 4.24 | 8.10 4 | 13 Very Good
    Alpha % -0.39 -0.88 -1.86 | 0.03 2 | 13 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Medium To Long Duration Fund NAV Regular Growth Lic Mf Medium To Long Duration Fund NAV Direct Growth
    27-01-2026 73.3001 79.4453
    23-01-2026 73.3284 79.4733
    22-01-2026 73.3398 79.4851
    21-01-2026 73.2522 79.388
    20-01-2026 73.2095 79.3394
    19-01-2026 73.1939 79.3204
    16-01-2026 73.1849 79.304
    14-01-2026 73.2922 79.4159
    13-01-2026 73.3486 79.4748
    12-01-2026 73.4282 79.5589
    09-01-2026 73.3302 79.4461
    08-01-2026 73.3236 79.4368
    07-01-2026 73.3534 79.4668
    06-01-2026 73.3576 79.4692
    05-01-2026 73.328 79.4349
    02-01-2026 73.4265 79.535
    01-01-2026 73.4218 79.5277
    31-12-2025 73.4093 79.5119
    30-12-2025 73.3727 79.4701
    29-12-2025 73.4078 79.506

    Fund Launch Date: 26/Mar/1999
    Fund Category: Medium to Long Duration Fund
    Investment Objective: LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for itsinvestors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that theinvestment objective of the Schemes will be realized.
    Fund Description: An open ended medium term debtscheme investing in instruments with MacaulayDuration of the portfolio is between 4 years and 7
    Fund Benchmark: Crisil Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.