Previously Known As : Lic Mf Bond Fund
Lic Mf Medium To Long Duration Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 3
Rating
Growth Option 04-12-2025
NAV ₹73.29(R) +0.03% ₹79.33(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.14% 7.14% 5.12% 6.43% 6.3%
Direct 7.21% 8.12% 5.85% 7.18% 6.97%
Benchmark
SIP (XIRR) Regular 4.55% 6.97% 5.69% 5.75% 5.96%
Direct 5.62% 8.04% 6.58% 6.56% 6.72%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.75 0.35 0.66 -0.81% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.31% -1.81% -1.44% 1.02 1.7%
Fund AUM As on: 30/06/2025 196 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
JM Medium to Long Duration Fund 2
LIC MF Medium to Long Duration Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Medium to Long Duration Fund-Regular Plan-IDCW 16.07
0.0000
0.0300%
LIC MF Medium to Long Duration Fund-Direct Plan-IDCW 19.17
0.0100
0.0400%
LIC MF Medium to Long Duration Fund-Regular Plan-Growth 73.29
0.0200
0.0300%
LIC MF Medium to Long Duration Fund-Direct Plan-Growth 79.33
0.0300
0.0400%

Review Date: 04-12-2025

Beginning of Analysis

LIC MF Medium to Long Duration Fund is the third ranked fund in the Medium to Long Duration Fund category. The category has total 13 funds. The LIC MF Medium to Long Duration Fund has shown an excellent past performence in Medium to Long Duration Fund. The fund has a Jensen Alpha of -0.81% which is lower than the category average of -0.73%. The fund has a Sharpe Ratio of 0.75 which is higher than the category average of 0.56.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

LIC MF Medium to Long Duration Fund Return Analysis

  • The fund has given a return of 0.23%, 1.72 and 0.79 in last one, three and six months respectively. In the same period the category average return was 0.15%, 1.41% and 0.63% respectively.
  • LIC MF Medium to Long Duration Fund has given a return of 7.21% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.89%.
  • The fund has given a return of 8.12% in last three years and ranked 1.0st out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.48%.
  • The fund has given a return of 5.85% in last five years and ranked 6th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.3%.
  • The fund has given a return of 6.97% in last ten years and ranked 9th out of 13 funds in the category. In the same period the category average return was 7.16%.
  • The fund has given a SIP return of 5.62% in last one year whereas category average SIP return is 4.75%. The fund one year return rank in the category is 2nd in 13 funds
  • The fund has SIP return of 8.04% in last three years and ranks 1st in 13 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 6.58% in last five years whereas category average SIP return is 6.31%.

LIC MF Medium to Long Duration Fund Risk Analysis

  • The fund has a standard deviation of 2.31 and semi deviation of 1.7. The category average standard deviation is 2.36 and semi deviation is 1.74.
  • The fund has a Value at Risk (VaR) of -1.81 and a maximum drawdown of -1.44. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 1.03 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.15
    0.09
    		-0.32 | 0.25 5 | 13 Good
    3M Return % 1.46
    1.24
    		0.61 | 1.55 2 | 13 Very Good
    6M Return % 0.28
    0.28
    		-0.31 | 1.49 5 | 13 Good
    1Y Return % 6.14
    5.13
    		3.24 | 6.45 3 | 13 Very Good
    3Y Return % 7.14
    6.69
    		5.76 | 7.48 3 | 13 Very Good
    5Y Return % 5.12
    5.51
    		4.02 | 10.51 6 | 13 Good
    7Y Return % 6.43
    6.34
    		3.76 | 7.82 7 | 13 Good
    10Y Return % 6.30
    6.36
    		4.13 | 7.49 8 | 13 Good
    15Y Return % 6.89
    7.19
    		6.58 | 7.84 8 | 11 Average
    1Y SIP Return % 4.55
    4.00
    		2.75 | 5.24 5 | 13 Good
    3Y SIP Return % 6.97
    6.39
    		5.43 | 7.21 3 | 13 Very Good
    5Y SIP Return % 5.69
    5.53
    		4.37 | 7.95 5 | 13 Good
    7Y SIP Return % 5.75
    5.85
    		4.80 | 9.02 6 | 13 Good
    10Y SIP Return % 5.96
    5.98
    		4.44 | 7.93 7 | 13 Good
    15Y SIP Return % 6.22
    6.35
    		4.54 | 7.73 8 | 13 Good
    Standard Deviation 2.31
    2.36
    		1.95 | 3.76 9 | 13 Average
    Semi Deviation 1.70
    1.74
    		1.43 | 2.66 7 | 13 Good
    Max Drawdown % -1.44
    -1.66
    		-3.60 | -0.86 6 | 13 Good
    VaR 1 Y % -1.81
    -1.69
    		-2.28 | -0.98 7 | 13 Good
    Average Drawdown % -0.47
    -0.60
    		-1.57 | -0.28 4 | 13 Very Good
    Sharpe Ratio 0.75
    0.56
    		0.21 | 1.01 3 | 13 Very Good
    Sterling Ratio 0.66
    0.61
    		0.52 | 0.70 4 | 13 Very Good
    Sortino Ratio 0.35
    0.25
    		0.09 | 0.47 4 | 13 Very Good
    Jensen Alpha % -0.81
    -0.73
    		-2.26 | 0.86 5 | 13 Good
    Treynor Ratio 0.02
    0.01
    		0.00 | 0.02 5 | 13 Good
    Modigliani Square Measure % 6.72
    6.33
    		4.34 | 8.08 4 | 13 Very Good
    Alpha % -0.77
    -1.32
    		-2.21 | -0.53 2 | 13 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.23 0.15 -0.26 | 0.29 5 | 13 Good
    3M Return % 1.72 1.41 0.90 | 1.76 2 | 13 Very Good
    6M Return % 0.79 0.63 0.12 | 1.94 5 | 13 Good
    1Y Return % 7.21 5.89 4.19 | 7.21 1 | 13 Very Good
    3Y Return % 8.12 7.48 6.65 | 8.12 1 | 13 Very Good
    5Y Return % 5.85 6.30 4.71 | 11.24 6 | 13 Good
    7Y Return % 7.18 7.13 4.53 | 8.51 7 | 13 Good
    10Y Return % 6.97 7.16 4.99 | 8.21 9 | 13 Average
    1Y SIP Return % 5.62 4.75 3.73 | 6.18 2 | 13 Very Good
    3Y SIP Return % 8.04 7.18 6.25 | 8.04 1 | 13 Very Good
    5Y SIP Return % 6.58 6.31 5.07 | 8.76 3 | 13 Very Good
    7Y SIP Return % 6.56 6.64 5.53 | 9.78 6 | 13 Good
    10Y SIP Return % 6.72 6.78 5.17 | 8.63 7 | 13 Good
    Standard Deviation 2.31 2.36 1.95 | 3.76 9 | 13 Average
    Semi Deviation 1.70 1.74 1.43 | 2.66 7 | 13 Good
    Max Drawdown % -1.44 -1.66 -3.60 | -0.86 6 | 13 Good
    VaR 1 Y % -1.81 -1.69 -2.28 | -0.98 7 | 13 Good
    Average Drawdown % -0.47 -0.60 -1.57 | -0.28 4 | 13 Very Good
    Sharpe Ratio 0.75 0.56 0.21 | 1.01 3 | 13 Very Good
    Sterling Ratio 0.66 0.61 0.52 | 0.70 4 | 13 Very Good
    Sortino Ratio 0.35 0.25 0.09 | 0.47 4 | 13 Very Good
    Jensen Alpha % -0.81 -0.73 -2.26 | 0.86 5 | 13 Good
    Treynor Ratio 0.02 0.01 0.00 | 0.02 5 | 13 Good
    Modigliani Square Measure % 6.72 6.33 4.34 | 8.08 4 | 13 Very Good
    Alpha % -0.77 -1.32 -2.21 | -0.53 2 | 13 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Medium To Long Duration Fund NAV Regular Growth Lic Mf Medium To Long Duration Fund NAV Direct Growth
    04-12-2025 73.2917 79.3252
    03-12-2025 73.2629 79.2919
    02-12-2025 73.2694 79.2967
    01-12-2025 73.2595 79.2837
    28-11-2025 73.3558 79.3814
    27-11-2025 73.4303 79.4598
    26-11-2025 73.4641 79.4941
    25-11-2025 73.4393 79.4651
    24-11-2025 73.3632 79.3806
    21-11-2025 73.2381 79.2386
    20-11-2025 73.2973 79.3005
    19-11-2025 73.2615 79.2596
    18-11-2025 73.2446 79.2391
    17-11-2025 73.2393 79.2311
    14-11-2025 73.2479 79.2339
    13-11-2025 73.2735 79.2594
    12-11-2025 73.3136 79.3006
    11-11-2025 73.2767 79.2584
    10-11-2025 73.2703 79.2493
    07-11-2025 73.2082 79.1756
    06-11-2025 73.2322 79.1993
    04-11-2025 73.1824 79.1411

    Fund Launch Date: 26/Mar/1999
    Fund Category: Medium to Long Duration Fund
    Investment Objective: LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for itsinvestors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that theinvestment objective of the Schemes will be realized.
    Fund Description: An open ended medium term debtscheme investing in instruments with MacaulayDuration of the portfolio is between 4 years and 7
    Fund Benchmark: Crisil Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.